Let’s talk about short-term car insurance
There are often times when we only need to drive a particular vehicle for a short period of time and they will always require some type of short term auto insurance.
We may have a couple of weeks off work and use someone else’s bigger car to tow the family camper. Alternatively, we may need to borrow a larger van or vehicle to move large items such as furniture.
Other reasons may include the need to drive abroad, drive a courtesy car or rent it from a leasing company.
You may simply find your existing annual premium too expensive to pay and need to find a more affordable coverage option.
Short-term auto insurance will be required for all of these instances and knowing how to get coverage will get you back on the road with the minimum of fuss.
Short-term car insurance can cover any period of time from one day forward and this coverage can be renewed at will. Some people who work away from home are only able to use their vehicle for a couple of months each year and buying a form of temporary insurance coverage is a cost effective way to have an insurance policy when you really need it.
The continuing rise in auto insurance costs may see this form of coverage becoming increasingly popular as families begin to tighten their belts under the grip of the current economic downturn. Although short-term car insurance has been around for many years, it’s only recently that people have started using it as a form of effective cost control.
Temporary auto insurance can be easily obtained through major insurance companies, and if you already insure a vehicle permanently, your insurance company may offer further discounts for a short-term contract on another vehicle.
Insurance broker websites are good sources for finding temporary insurance, while increasingly popular price comparison companies can offer a wide range of suitable alternatives simply by registering on their site and entering your specific needs.
Short-term auto insurance provides a convenient and affordable way to cover vehicles that are only used occasionally. Prices tend to drop for periods longer than three days, so it may be worth considering insuring a vehicle for a week rather than just a day or two to ensure real value for money.