Tours Travel

The Home Business Insurance Companies Don’t Want You To Know About

On October 30, 2012, Maritza Roman, a 27-year-old little single mother of two girls, thought she had weathered the biggest storm she had ever experienced, Superstorm Sandy. In reality, Maritza had managed to avoid major damage to her home as Sandy traversed the state devastating thousands of homes in New Jersey.

However, after the dust settled, Maritza noticed a wet stain on the ceiling of her dining room. Upon closer inspection of the exterior of the house, it was apparent that the house had suffered some damage to the roof. Doing the only thing he knew how to do, a call was made to his insurance company. And so began the insurance claim process.

A week later, a company claims adjuster inspects the home. Three or four weeks later an insurance settlement letter and a check arrive. To Maritza’s surprise, the letter notifies her that the claims adjuster detailed their findings to include the replacement of five missing roof tiles, for a total cost of $ 1,058. Since her policy had a $ 1,000 deductible, all that he was awarded in the settlement was a check for $ 58.

Initially, Maritza accepted the agreement. That was until he went out to find a roofing company to repair the damage. Ms Roman states: “No one would do a partial repair. They would not guarantee a partial repair. All companies said that in order to properly repair the roof, all the shingles on the entire sloop would have to be replaced. No company would do the job for unless he agreed to repair the roof properly, which meant replacing all the shingles, not just the five that were missing. “

After a few frustrating months of going back and forth with her insurance company, Maritza finally enlisted the services of a Public Adjuster.

What are public adjusters?

Public adjusters are advocates for home and business owners in the insurance claims process. They are trained to accurately interpret the insurance policy and, in doing so, represent the best interest of the owners in the resolution of the claim. Many times, this representation amounts to thousands of dollars in favor of the home or business owner.

Art Latannzi, a Cherry Hill New Jersey public adjuster, clarifies saying, “An insurance claims adjuster” is working on behalf of the insurance company. They generally seek to minimize what you pay for. A “public appraiser” is working to represent and protect the rights of the homeowner. There is a big difference in the outcome of a settlement when you use a public adjuster. “

Public adjuster career

The public setting is a lucrative career that can be easily worked from home. Michael Martinez, the industry’s top trainer and owner of the largest industry-specific channel on YouTube (find him by searching for the YouTube keyword “NJ Public Adjuster”), encourages people by saying, “The Public adjuster career It is the best kept secret in America. There are very few careers where you can earn big income, really help people, and do it with minimal expenditure of time. That’s what makes this a great opportunity. “

Mr. Martinez states: “The most important job of Adjusters is to educate people about their rights. Unfortunately, most home and business owners don’t know that they can, and obviously should have someone to represent their rights in Cases like these. Tragically, many don’t even know we exist. In fact, more than 5 million home insurance claims were made in the US in 2016. Of those, less than 5% were represented by public adjusters. That tells us that most homeowners were at the mercy of their insurance companies. This is what makes this a great business opportunity. “

Going back to the claim filed by Maritza Roman, when she hired a Public Adjuster and the claim was reopened, she received a new settlement for more than $ 9,700. That same claim was originally settled by the insurance company for $ 58. A considerable difference when you have representation. That is what makes being a public adjuster such a valuable service.

For those who may see an opportunity to get involved in this career, your primary focus should be helping homeowners. This is the key to earning a lucrative income from home.

We are currently looking to train people in the following states: Georgia, South Carolina, North Carolina, Wisconsin, Illinois, Ohio, Maryland, Pennsylvania, New Jersey, Indiana, and Colorado.

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